Rubison Appraisal Service is your FHA certified appraisal company

Rest assured that Rubison Appraisal Service is an FHA-certified appraisal provider in Missouri.  We're qualified and approved to do appraisals for FHA insured loans. A certain amount of the periodic training our staff at Rubison Appraisal Service receives deals exclusively with decoding the FHA's documentation and their rules and procedures.

Contact us today if you need to get an appraisal done on an FHA-insured loan.

If your house loan is FHA certified, that means that it has been guaranteed by the FHA, which is part of the United States Department of Housing and Urban Development (HUD). None of the money in the loan is provided by the FHA. What the FHA does is see to it that the loan is insured in case the borrower doesn't pay their loan. Applicable to all purchasers, FHA loan programs are made to help credit-worthy low-income and moderate-income families who do not meet requirements for conventional loans. Unlike the VA appraiser panel, the lender working with FHA is allowed to select the appraiser.

Typically, a buyer has to pay less of a down payment on an FHA-insured loan, while the rates remain standard market rates. The loan programs that the FHA offers are extremely beneficial to consumers with minimal starting capital.